Meet Independent Mortgage Broker |
Karrie Tucker
Helping buyers get the best home loan with a quick, simple closing.
The texas loan lady
❋
Understand
your options
❋
Compare lenders
and loan types
❋
Close with
Confidence
The Truth IsHome Sweet Home is the biggest
purchase most families make.
And every buyer deserves honest loan guidance, flexible choices, and more money set aside for what matters.
❋
Buying a home—whether it’s your first or your fifth—is one of the biggest financial decisions you’ll make. And the home loan you choose matters just as much as the property itself. Your terms affect your financial stability and flexibility for years to come—five, ten, or even thirty years into the future.
Yet many buyers start the pre-approval process without fully understanding how home loans work.
Banks typically offer one set of rates and limited loan types. Mortgage lenders may have more options, but they add fees that increase your closing costs. The result is fewer choices and less money left for your new home and everything that comes with it.
What most buyers don’t realize is that these aren’t their only two options. With the right mortgage broker, you can access a wide range of loan types, compare interest rates from multiple lenders, and find a loan that fits your goals.
I’m an independent
mortgage broker.
(not a bank, and not a lender)
You can think of me as a mortgage advisor. Unlike banks and mortgage lenders, I’m not limited to one set of interest rates or loan types. I shop across multiple investors to find the best loan structure and terms for your needs—so you can move, invest, or refinance with confidence that your financing truly fits you.
I believe every buyer deserves to understand their best options and what each actually costs. My goal is to help you move forward without pressure, delays, or last-minute disappointments, so the only surprises you experience are good ones.
Why work with an
independent mortgage broker?
✓ No lender fees.
You keep more cash for closing, moving, and home expenses.
✓ Direct access and quick answers.
I’m a team of one—responsive, efficient, and focused on you.
✓ Honest advocate.
I compare multiple investors to secure the best available terms for your needs.
Getting a home loan should feel
transparent and fair.
Tap below to learn more about the options available to you.
I’m a …
Wondering how to get qualified? Unsure how the mortgage lending process works? Check out this list of questions my clients ask most—or send me a quick message with yours.
Getting a home loan should feel
transparent and fair.
Tap below to learn more about the options available to you.
I’m a …
Wondering how to get qualified? Unsure how the mortgage lending process works? Check out this list of questions my clients ask most—or send me a quick message with yours.
Trusted by over 1,000 buyers and counting!
The Texas Loan Lady
Three steps to a smooth
homebuying experience
from first conversation to quick close.
01
Start the
process
Submit your online application below. I’ll review your details, talk through your goals, and send your pre-approval letter so you can start your home search knowing exactly what you can offer.
02
Secure your
terms
Once you’re under contract, I shop multiple investors to help you get the best interest rate and loan terms. I’m on top of every detail—both documents and deadlines—so you can move forward without delays.
03
Settle into Home
Sweet Home
Close on time with clear numbers and a new mortgage that fits your financial goals—in weeks, not months.
Starting the process takes less than 10 minutes. Tap below to find out what you qualify for. ↓
I get it—buying a home can feel like drinking from a firehose.
The details, the documents, the deadlines, the dollar signs… if you’re feeling overwhelmed, you’re not alone (and you’re not the first). That’s why I take the time to carefully review every option that’s available to you, then guide you through every step of the process in simple terms.
While you’re reviewing inspection reports and waiting on the appraisal, I’m proactively processing your documents, reviewing financials, coordinating with your title company, and keeping your file moving through underwriting. I verify income and assets, request and review the appraisal as soon as it’s in, and make sure every condition is cleared long before closing day—so you’re never left wondering what’s next or what might hold things up.
No, I can’t get you out of all the paperwork, but I’ll do everything I can to spare you the papercuts.
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20 Years
Of experience navigating everything from the 2008 crash to the 2020 boom.
❋
1,000+ Loans
Closed for first-time buyers, cash-tight families, and investors across Waco, Dallas, and beyond.
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0 Minutes
The time my clients (and their agents) spend worrying about their loan.
You find the property.
I’ll file the paperwork.
Find out what you qualify for ↓